Steps to unlock account
1. Click "Need Help Signing in?" As shown in the picture below.
2. Click Unlock Account. 
3. Enter your Financialguide Email Address or your AA/AE#. 
4. Select either SMS (Text Message) Voice Call or Email
This sends you a code to type in.

5. Enter that code and click next.
6. You may need to answer a security question.
If you don't know your security answer:
The easiest way to resolve this would be to call Mass Mutual and request them to unlock your account at the following number. 1.800.767.1000 x44357
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